Reduce Insurance Costs
Homeowners insurance deductibles typically start at $500. Increase your deductible to $1000 and you could save up to 20% on your insurance costs. Beef up your home security (a smoke detector, burglar alarm or dead-bolt locks) and you could get a 5% discount. Bundle your home insurance with your auto insurance and watch your savings grow. Now you have some extra money to throw at your debt.